Terms of Service
Last updated: November 18, 2025
Please read these Terms of Service (“Terms”) carefully before using the Malik Financial Solutions website, platform, or any services we provide (“Services”).
Agreement to Terms
By accessing or using our Services, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, you may not access or use our Services.
Financial Services
Malik Financial Solutions provides access to business funding solutions, including SBA loans, credit lines, business credit cards, and other commercial financial products.
By using our Services, you acknowledge and agree that:
• All loan approvals are subject to lender review, underwriting, and verification of the information you provide.
• Interest rates, terms, and approval criteria may vary and are determined by our lending partners based on your business profile, revenue, creditworthiness, and documentation submitted.
• We may share your information with our lending partners solely for the purpose of evaluating and processing your funding request.
• You are responsible for reviewing all loan agreements, disclosures, and documents before accepting any financing offer.
• Malik Financial Solutions is not responsible for decisions made by third-party lenders or financial institutions.
Intellectual Property
All content, branding, graphics, functionality, and materials available through the Malik Financial Solutions website or platform are the exclusive property of Malik Financial Solutions and are protected by applicable copyright, trademark, and intellectual property laws.
You may not reproduce, distribute, modify, or exploit any part of the website or Services without our express written permission.
User Accounts
When creating an account with Malik Financial Solutions, you agree to:
• Provide accurate, complete, and up-to-date information.
• Maintain the confidentiality of your login credentials.
• Accept responsibility for all activities that occur under your account.
• We reserve the right to suspend or terminate accounts that provide false information, misuse the platform, or violate these Terms.
Limitation of Liability
To the maximum extent permitted by law, Malik Financial Solutions—along with its owners, employees, agents, partners, and affiliates—shall not be liable for:
• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Any issues resulting from third-party lenders, underwriting decisions, or funding approvals
• Any inability to access or use our Services
• Your use of our Services is at your own risk.
Governing Law
These Terms will be governed and construed in accordance with the laws of the United States, without regard to conflict-of-law principles.
Any disputes arising from these Terms shall be handled in applicable federal or state jurisdictions.
Changes to Terms
We may update or modify these Terms at any time. If a material change occurs, we will make reasonable efforts to notify users at least 30 days before the new Terms become effective.
Continued use of the Services after changes take effect will constitute acceptance of the revised Terms.
Contact Us
If you have questions about these Terms, please contact us at: